09 June 2012
ATM Security and You

ATMs are a fast and easy way to withdraw cash, make deposits, check account balances, transfer funds and more. If you plan to use ATMs as a convenient way to conduct financial transactions, it’s important to make electronic banking security a priority. Here are some important steps you can take:

Security at Walk-Up ATMs

  1. Always observe your surroundings before conducting an ATM transaction. If you are driving to an ATM, park as close as possible to the terminal. Observe the entire area from the safety of your car before getting out. If you see anyone or anything that appears to be suspicious, leave the area at once.
  2. If an ATM is obstructed from view or poorly lit, go to another ATM. Report the problem to the financial institution that operates the ATM.
  3. When possible, take a companion along when using an ATM, especially at night.
  4. Minimize the time spent at the ATM by having your card out and ready to use. If the ATM is in use, give the person using the terminal the privacy you would expect from others. Allow them to move away from the ATM before you approach the terminal.
  5. Take a good look at the ATM before beginning your transaction.  Criminals have been known to put their own card reader on top of the terminal’s card reader to capture the information on any card inserted into it.  If the machine looks different, or if you suspect that it has been tampered with, do not use it, and contact the bank ASAP.
  6. Stand between the ATM and anyone waiting to use the terminal so that others cannot see your secret code or transaction.
  7. Don’t display your cash – put your money away in your pocket or purse before leaving the machine.  Once you have completed your transaction, take your money, card and receipt and immediately move away from the terminal.
  8. If you see anyone or anything suspicious while conducting a transaction, cancel your transaction and leave immediately. If anyone follows you after making an ATM transaction, go immediately to a crowded, well-lighted area and call the police.

Did you know that Nevada State Bank now has “Smart” ATMs that allow you to deposit cash and checks without using deposit slips or envelopes? Images of the deposited checks may be printed right on your receipt.  Learn more about Smart ATMs.


The information provided is presented for general informational purposes only and does not constitute tax, legal or business advice.


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